CD Laddering as a Strategy
Certificate of Deposits (CD) laddering is a good option for investors to get Best CD Rates. CD laddering means that you buy several CD at the same time however you spread your risk by choosing CD with different maturity date. Even the not so Best CD rates yield better rate than Bank Interest Rates. For example, you can buy one year maturity date CD, two years maturity date CD and three years maturity date CD. Then when the one year CD expires, you can roll it to the longer term CD. If Highest CD Rates are generally low at that time then you can cash the expired CD and move it to another form of investment.